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Posted: Wednesday, May 17, 2017 9:49 PM

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     Get Stated Income Loan against Real Estate for Purchase, Refinance, Cash out or Rehab

No Min Credit Score Required                         1st, 2nd & 3rd Position Mortgage Loans
No Income Verification-Stated Income              LTV (Loan to Value) up to 70%
No Tax Returns or W2's                                   LTV up to 50% for Vacant Land
Bad Credit or No Credit is OK                          Term 6 Months to 5 Years
Bankruptcies and Foreclosures are OK            Interest Rates Starting at 9%

                        Easy to Apply, Quick Approval & Fast Funding

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Call / Text or Email - Steve - 951-254-3712   or   Visit   www.vfindloans.com
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All Non-Owner Occupied Properties, Residential or Commercial Real Estate in Los Angeles County

SFR, Multi-family, Rental Property, Mixed use,
Office Buildings, Retail Strip, Gas Stations, Apartments,
Senior Care Facility, Storage,
Warehouse Commercial Properties,
Vacant Land, Raw Land, Commercial Land

Get Commercial Private Hard Money Loans in Los Angeles for;

Purchase, Refinance Mortgage, Cash out,
Rehab Loan, Construction Loan,
Fix & Flip Loan for Investors,
get Loan for Debt Consolidation or for any Purpose.

Whether you have bad credit or No credit we have loan program for every borrower.


Contact Us NOW for Free Consultation
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Call / Text or Email - Steve - 951-254-3712   or   Visit   www.vfindloans.com
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We provide Hard Money & Stated Income Loans in Los Angeles, California and the
whole county of Los Angeles, Santa Monica, Venice, Beverly Hills, Hollywood.

Stated income loans allow borrowers to simply state their monthly income on a mortgage application instead of verifying the actual amount by furnishing pay stubs or tax returns. Stated income loan are mostly used by self employed borrowers. In some cases lender would ask for bank statements to support the stated income.

A SIVA loan, or stated income/verified asset loan, allows you to state your monthly gross income on the loan application and requires you to verify your assets by furnishing bank statements or a similar asset document.

A SISA loan, or state income/stated asset loan, allows you to state both your monthly gross income and your assets. So in this case, both items are simply stated, and the bank or lender will not ask you to verify the information.

A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk taken by the lender. Most hard money loans are used for projects lasting from a few months to a few years.

Private money is a commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines. There are higher risks associated with private lending for both the private money lender and borrowers.



Hard money lenders are lending companies, or individuals, offering a specialized type of collateral backed loan. Private Hard Money Lenders tend to lend short-term capital (also called bridge loans) that provide funding and or cash, based on the value of the collateral. Hard money lenders and Investors can and will utilize all types of collateral- cars, boats, land, airplanes, hard assets, paintings, etc. to complete the loan. Hard money lenders tend to focus on the value of the collateral and sometimes borrower's ability to repay, FICO score, debt to income balance; instead of based on their own personal income or other assets, as is common with traditional lenders. Hard money lenders typically charge much higher interest rates than banks because they fund deals that do not conform to bank standards such as verification of borrower's income, assets, or credit score.
Private Hard money lenders & Investors will offer a range of requirements on how much they will lend (loan to value), what types of real estate they will lend on (commercial, residential, multi-family, land) and minimum and maximum loan sizes. Hard money lenders that lend on residential property are licensed through their state regulatory agency.

Los Angeles is the most populous city in the state of California and it is the main center of business and international trade. City of Los Angeles is also known by its initials L.A. Los Angeles is a global city with a diverse economy in entertainment, culture, media, fashion, science, sports, technology, education, medicine and research. There are 88 cities in Los Angeles County, California. Each city has a mayor and a city council. The Los Angeles county contains more than one quarter of all California residents and is one of the most ethnically diverse counties in the U.S.
Most of the top Hard money lenders and investors have their offices in Los Angeles. We provide private money loans in the city Los Angeles and all of Los Angeles County, CA.


• Location: Los Angeles, Santa Monica, CA

• Post ID: 72662473 losangeles
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